Do not covet the little profit to buy the car insurance to elect to assign service shop cautiously

After buying the insurance is the auto purchase must pass through the procedure, but buys in where, spends the how much money to buy is very the key, after the direct relation automobile presents the breakdown adjustment. Some vehicle owners initially bought the vehicle hour corrupt little profit, to save several hundred Yuan to throw the insurance premium, but through some not regular proxy organization insurance, after waiting the automobile to present breakdown, cannot obtain when the ideal principle compensation Fang Zhi to regret. The professional reminds the vehicle owner, the purchase insurance do not want to covet the little profit well. did not service in January breakdown one month ago vehicle owner Mr. Guo to have a traffic accident once again, appraised after the Insurance company, to the initial insurance service factory service, more than 1 month of vehicles original traffic accident suffered injury the spot once again breakdown. Mr. Guo arrives at the 4S shop examination, the conclusion is the previous service has “the sequela”, but because the vehicle owner escapes from danger, is not in the 4S shop service, therefore 4S shop rejection free maintenance. Repairs a vehicle the factory to recognize that originally the repair does not have the question, the Insurance company expressed that the vehicles accident already the adjustment finished, suffers injury once more belongs to the service accident, is not responsible to compensate. Therefore, Mr. Guo can only from pick pockets the nearly thousand Yuan. original, Mr. Guo takes out insurance damages the service enterprise is not the 4S shop surely, buys the vehicle takes out insurance time to save the insurance premium, he takes out insurance through the Insurance agent, assigns the service shop is the common automobile service factory, may save 300-400 Yuan to throw the insurance premium. Facing nearly thousand Yuan service costs of the loss, Mr. Guo said that has one kind of gain does not equal the loss feeling really. 　The car insurance as wants take “the safeguard” the automobile purchase insurance is originally for “the safeguard”, the safeguard security, the safeguard loss obtains reimburses essential. The insurance premium height closely is also related with the insurance content. Chooses when the car insurance, if only takes the insurance premium to make the comparison, but neglected the danger to plant, the responsibility scope, the accessorial service and so on key aspect, had the possibility to create the gain does not equal the loss. is high in the 4S shop insurance expense, but the vehicle owner may enjoy to the more specialized point service, usually damages the volume relatively to be also high surely. If selects the insurance to the small proxy, usually the insurance premium will be low a spot. But the Insurance company damages surely, if damages the specified amount to be lower than the 4S shop repair expense surely, the vehicle owner must make up the price difference or seeks for the service factory. If meets the bad service factory, has the possibility to create the vehicles very much “two breakdowns”. therefore, the professional reminds the vehicle owner, if thought when insurance assigns 4S shop maintenance cost unacceptable, certainly must before the insurance the inquire closely Insurance agent takes out insurance assigns the service shop the intelligence and the credit, in order to avoid suffers the loss.