10/02/2008
Has the traffic accident to come the adjustment like this
What bought vehicle hour this on to insure, leaves the danger should how the adjustment? This is one which of difficult solution questions the vehicle owner meets frequently. The professional tells the author, after presenting the traffic accident, what must first do is reports promptly; Next is wants prompt and the Insurance company communicates. the first matter reported to have the traffic accident promptly besides to report to the traffic control department, but must report promptly to the Insurance company. lets the Insurance company know that at the same time the policy holder had the traffic accident, on the other hand how can also consult to the Insurance company to process, protect the scene, how the Insurance company will teach the vehicle friend to demand the accident proof to opposite party and so on. time the vehicle owner adjustment's basic flow is: The show insurance policy card, the show travel card, the show driver license, shows the insured ID card, the show insurance policy, filling to escape from danger reports the table, detailed filling to escape from danger passes through and the detailed filling in reporting person, the pilot and the telephone, inspects the vehicles outward appearance, the photograph to damage, the adjustment to lead the vehicle owner surely to carry on the vehicles viewing test, to fill in according to the vehicle owner reports the content photograph nucleus to damage, whether there is on the adjustment reminder vehicle owner vehicles the valuables, the adjustment to draw up the duty request list to determine that the maintenance items and the maintenance time, the vehicle owner sign the approval, the vehicle owner to give the vehicles the maintenance station service. The second matter communicates to want prompt and the Insurance company promptly communicates. The vehicle main assists the Insurance company to complete positively to the vehicles survey, the photography as well as damages and so on surely the essential work. Before settling a lawsuit, should to hand over the tube department to understand that in the accident should take the big responsibility, lose how many and wounded's situations and so on compensation expense, then to the Insurance company inquired again which situations can compensate, which situations not to be able to compensate, reduces the loss as far as possible.at the same time , vehicle owner when looks for the rescue company trailer as well as looks the repair shop repairs a vehicle, about the price question must with the Insurance company promptly communicate, avoids rescuing the company or the repair shop initial price and Insurance company's compensation price difference is too big. The vehicles loss which surely regarding damages when had not discovered that should inform the Insurance company promptly, carries on two surveys by the Insurance company to damage surely, this extra loss did not need vehicle owner to take out money. Because the insurance risk suffers injury or creates the third party property damage, must repair as far as possible. Before the repair, the insured must handle jointly with the Insurance company to examine, determination repair project, repair way and repair expense. If the customer repairs voluntarily, the Insurance company will check that even the indemnity refused. After vehicles repair, before the payment repair expense and handles leads the vehicle procedure to carry on the inspection by all means must to the repair quality.
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