How does the policy holder deal with the car insurance market the new change

On November 1 starts the life insurance update car insurance which carries out, because established 500 Yuan to exempt the compensation to cause social and the market strong reaction. China Insurance Regulatory Commission property insurance supervision department system place Department Head Dong Bo indicated specially the other day that the life insurance new car damages the dangerous product is authorizes after the Insurance Regulatory Commission, is not a suspect contrary. This confirmed from the policy surface life insurance update car insurance releasing conforms to the normal procedure, but does for policy holder's general vehicle owner friend, possibly cared after the life insurance this time carries out the update car insurance, can other Insurance companies follow up, how should the policy holder deal effectively? the this life insurance car insurance adjustment has two changes to be most obvious, one was in Che Sunxian increased absolutely not the EPI compensation, was also slightly hacks slightly rubs the service to be lower than 500 Yuan minor incident policy holders to pay. Second, premium rate because of vehicle type, but different. Because the life insurance wealth danger sits quietly the car insurance market first position in a hierarchy, therefore, life insurance wealth danger's every action and every movement, can arouse the market high interest. Huatai: At present has not received company's document, adjusts also is not too now clear. is safe: Now has not received the notice which the premium rate rises in prices. when to reporter sending a manuscript, has not spread the Pacific Ocean property insurance company, the safe property insurance company and so on other Insurance companies whether to adjust own car insurance tariff the news. However, the professional analyzed, because the life insurance has accounted for the car insurance market nearly 70% proportions, therefore it was also very strong to the market controlling force, this life insurance adjusted prices, reflected the entire car insurance market was developing toward the marketability direction. regarding had a vehicle race, for the vehicles insurance was the question which every year must face. But, facing various Insurance company these many conditions, the price different product, how has a vehicle race to choose suits own safe product, can achieve “the flowered change according to what kind of smooth insurance to hold the important matter”? The river extreme insures broker Limited company's Zhang Jian to suggest that must first establish the correct insurance awareness. Zhang Jian: The determination buys any insurance to have such several standards, one is looked it occurs the probability is high, one will be it has later the loss which will create to you to have in a big way, these I will not have the means not to have strength withstanding certainly to want key to take out insurance. when the consumer purchases the insurance, may relate several Insurance companies through each way, introduced that oneself vehicles' situation, contrasts various company afterward the car insurance combination chit which orders for yours love Che Dushen. , The scale big Insurance company chit price is on the other hand expensive, but the merit is the company damages the mesh point to be many surely, may draw support from the repair shop to implement on the telenet to damage surely, the adjustment speed is quite quick. Now those who have 40%-50% policy holders to use is entrusts the adjustment the method, after reporting, the vehicle, Shan Zhenghe entrusts the documents for claim to give the repair shop which together the Insurance company recommends, only need wait the notice in the home the vehicle which fixes to open. Zhang Jian introduced that what if you bought was the new car, suggested that should better the vehicles damage insurance, on the third party liability insurance, the vehicle the personnel liability insurance, the entire vehicle be the victim dangerous these average insurances to plant guarantees neat. When insurance must pay attention, also cannot to economize constantly, but shortage insurance, also does not need to spend exceeds the quota the insurance. The unwise choice is the full amount insurance, is vehicles value how many guarantees how many. if the vehicles approach the date of retirement, suggested that you only guarantee the third party liability insurance, because this kind approaches the date of retirement the vehicle, the vehicle condition is bad, invests many again is not too obviously cost-effective. Zhang Jian: At least after present new friend law implementation, I thought that the third party risk buys very much important full. Because presents the traffic accident is not take individual will as the shift, once occurs if you do not have the full amount third party liability insurance, once presents amount quite high claim, then this driver possibly wants to lose everything. In the danger plants in matching, Zhang Jianhuan suggested that besides Che Sunxian, the third party liability insurance two average insurances, suits the private vehicle owner in more than ten extraneous risks mainly to have four: Suits the trick-cycling not good novice EPI not to compensate the special danger; The upscale vehicle has the glass independent risk of breakage which very much the necessity buys; Does not have the fixed parking point, the plot public security condition not to be good, as well as drives the vehicle owner who runs errands the place to be best frequently guarantees entire Che Dao to rush to deal with an emergency; The new car is scratched delimits most to let together the vehicle owner love dearly, may spend 3500 Yuan insurance scratch danger. we remind the consumer finally, at present each Insurance company's car insurance provision is different, which are most reasonable, the policy holder may make the comparison, according to the own concrete term choice Insurance company and car insurance.