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10/17/2008

Meets this kind of situation Insurance company to compensate

Some people thought that on own vehicle the fully comprehensive insurance has been possible “to have no more worries”, actually, the many situation Insurance companies do not give the compensation, the vehicle owners want certainly to pay attention. the situation one, throws the vehicle in oneself charge plot, the Insurance company does not compensate. reason: According to Insurance company's stipulation, every vehicles are robbed in the charge parking lot or the business repair shop, the Insurance company totally is not responsible to compensate. Because the above place has the storage responsibility to the vehicles, in storage period, because the storage life insurance tube creates the vehicles damage, the loss bad, takes care of the human to undertake the responsibility, the Insurance company is not responsible to compensate. Therefore, regardless of was Che Diu, has been delimited, the Insurance company totally did not manage. countermeasure: The correct method is looks for the parking lot to sue for damages. Therefore, the vehicle owner wants certainly to remember that collects the good daily parking fee, or other payment documentary evidence, after with the aim of having an accident, found the parking lot claim. the situation two, report must be prompt, Che Diu, but has not reported in the scheduled time to the Insurance company, also has not reported to the local Public security organ, the Insurance company does not compensate. reason: Motor vehicle insurance act average insurance 28th, 30th rushes to deal with an emergency the provision 4th stipulation with entire Che Dao: The insured after insuring the vehicles have the insurance risk should to the accident birthplace traffic police department report, moreover must certainly report in 48 hours, otherwise has the possibility to reject laims directly. countermeasure: After the vehicle owner escapes from danger, certainly takes in 48 hours to report to the Insurance company.

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